Cookie Policy
Last updated: January 9, 2026
This Cookie Policy explains how Homelyvest uses cookies and similar technologies on homelyvest.app. This policy is designed to help you understand what cookies are, how we use them, and what choices you have regarding their use.
1. What Are Cookies
Cookies are small text files stored on your device (computer, tablet, or mobile) that help websites function properly, enhance security, and improve user experience. They enable the website to remember your actions and preferences over a period of time, so you don't have to keep re-entering them whenever you come back to the site or browse from one page to another.
Note: Cookies cannot harm your device or access personal information stored on your device. They are simple text files that cannot execute programs or transmit viruses.
2. Types of Cookies We Use
A. Strictly Necessary CookiesAlways Active
Purpose:
These cookies are essential for the website to function properly. They enable core functionality such as user authentication, security, load balancing, and session management. Without these cookies, services you have requested cannot be provided.
Used for:
- User authentication and session management
- Security and fraud prevention
- Maintaining your login state
- Ensuring secure connections
- Load balancing and performance optimization
These cookies cannot be disabled as they are essential for the website to function properly. They do not require your consent under GDPR, NDPA, or similar regulations because they are strictly necessary for the service you have explicitly requested.
B. Analytics CookiesRequires Consent
Purpose:
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This information helps us improve the user experience, fix bugs, and develop new features based on actual user behavior.
Used for:
- Understanding how users navigate and interact with the platform
- Identifying popular features and areas for improvement
- Measuring the effectiveness of our interface and design
- Detecting and fixing technical issues and bugs
- Optimizing performance and user experience
- Product development and feature planning
ℹ️ Analytics cookies are used only with your explicit consent where required by law (e.g., GDPR, UK GDPR, NDPA). You can withdraw your consent at any time by managing your cookie preferences.
3. Legal Basis and Compliance
Nigeria Data Protection Act (NDPA) 2023
While cookie consent enforcement is not yet strictly mandated in Nigeria, we are committed to transparency. We inform users about cookies and clearly explain what is essential versus optional. Explicit consent for all cookies is not legally mandated under NDPA, but we provide it as a best practice.
EU General Data Protection Regulation (GDPR) & UK GDPR
Under GDPR and UK GDPR, consent is required for non-essential cookies. We comply by:
- Asking before setting analytics cookies
- Allowing you to refuse non-essential cookies
- Never pre-checking consent boxes
- Not bundling consent with service access
- Providing clear information about each cookie category
- Making it easy to withdraw consent at any time
4. Managing Cookies
You have control over cookies. You can manage your cookie preferences in the following ways:
Via Our Cookie Banner
When you first visit our website, you'll see a cookie consent banner. You can:
- Accept all cookies
- Accept only essential cookies
- Manage preferences for each cookie type
Via Browser Settings
You can also control cookies through your browser settings. Most browsers allow you to:
- View and delete cookies
- Block cookies from specific sites
- Block all cookies
- Receive notifications when cookies are set
Note: Disabling essential cookies may prevent you from using certain features of our platform.
Important: If you disable strictly necessary cookies (authentication and security), you may not be able to access certain features of our platform, including logging into your account. Essential cookies are required for the core functionality of our service.
5. Third-Party Cookies
Some cookies are placed by third-party services that appear on our pages. These third parties may use cookies to collect information about your online activities across different websites. We work only with trusted partners who comply with data protection regulations:
- Authentication - Authentication services (Essential cookies only)
- Backend Infrastructure - Backend infrastructure (Essential cookies only)
- Analytics - Analytics services (Requires consent, only loaded if you accept analytics cookies)
6. Cookie Duration
Cookies may be either "persistent" or "session" cookies:
Session Cookies
Temporary cookies that remain on your device until you close your browser. Used for session management and security.
Persistent Cookies
Remain on your device for a set period or until you delete them. Used to remember your preferences and consent choices.
7. Your Rights
Depending on your location, you may have certain rights regarding cookies and personal data:
- The right to be informed about the use of cookies
- The right to consent to non-essential cookies
- The right to withdraw consent at any time
- The right to access information about cookies used
- The right to object to certain types of cookie processing
You can exercise these rights by managing your cookie preferences using the button at the top of this page or by contacting us at the email address provided below.
8. Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.
9. Contact Us
If you have any questions about our use of cookies or this Cookie Policy, please contact us at: info@homelyvest.app
For privacy-related inquiries, you can also review our Privacy Policy or contact our Data Protection Officer at the same email address.